Dogwood, let me get this straight. They dunned you, you sent DV, they send you a letter asking for more info AND then placed on your CR?
What if they don't get a response from the courts in a reasonable amount of time ?
A delinquent medical bill can ONLY be reported when it is turned over for collection to a 3rd party collection agency.
Others have said it can take a few days or weeks to fully update your score.
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